Two buyers seated with a property adviser at a meeting table above the Bangkok skyline, signing a document beside two small wooden house models
Illustrative
Buyer's guide8 October 20245 min read

The true cost of buying in Thailand: fees and transfer costs

Beyond the price, buying property in Thailand carries fees that differ for freehold and leasehold. A plain breakdown of the main ones as of mid-2026: lease registration, transfer fee, maintenance, and the sinking fund, plus why the 2026 fee cut does not reach foreign buyers.

Buying property in Thailand carries costs beyond the price itself, and they differ for freehold and leasehold. This is a plain breakdown of the main ones, as they stand in mid-2026: the lease registration fee, the transfer fee, maintenance fees, and the sinking fund. Treat the figures as a guide and confirm the current position with qualified counsel before you budget on them.

1.1%
lease registration feeof total rent over the term, commonly
2%
transfer fee, freeholdof the appraised value, commonly
50 / 50
the usual splitbetween the two sides, by practice not law

Lease registration fee (leasehold)

Leases differ by length. A short lease of up to three years does not need to be registered to be enforceable in court. A long lease, over three years and registrable up to thirty, must be registered at the Land Office to be enforceable. The registration fee has commonly been about 1.1% of the total rental over the lease term, and it is typically shared equally between the lessor and the lessee.

A lease is one of two things

Up to 3 years

Enforceable in court without registration

Over 3, up to 30

Must be registered at the Land Office

Transfer fee (freehold)

On a freehold purchase, the transfer fee has commonly been about 2% of the property’s official appraised value. It is paid at the Department of Lands on the day ownership transfers, and while it can be paid by either side, it is common practice to split it equally between buyer and seller. One point to watch: the government periodically introduces temporary reductions to this fee, so the rate that applies to your purchase is worth confirming rather than assuming. The current measure, running from 1 July 2026 to 30 June 2027, cuts the transfer fee to 0.01 percent, but only for Thai nationals buying a home priced at or below THB 7 million. It does not reach foreign buyers or the luxury price band, so a foreign purchaser at this end of the market should budget for the standard rate.

Maintenance fees and the sinking fund

Two further costs apply to condominiums:

  • Maintenance, or common-area (CAM) fees. Recurring charges that cover staffing, security, cleaning, and the upkeep of shared facilities such as gyms, pools, and gardens. On a new development the first year is usually paid upfront; on a resale, the buyer typically pays a proportional amount for the remaining months of the year.
  • The sinking fund. A one-time payment made when buying a new property from a developer, set aside for future repairs and major maintenance of common areas. The amount varies by project and is usually calculated on the size of the unit.

Other costs to ask about

Depending on the seller and how long they have owned the property, other transaction taxes can apply, such as specific business tax, withholding tax, and stamp duty. These vary with the circumstances of the sale, so the practical step is to ask for a full, itemised cost breakdown for the specific property before committing, rather than relying on headline rates.

The price is the headline. The fees are where a budget is actually made or broken.

These are the costs of the purchase itself. The costs of arriving, the deposit and the advance on a lease, the school fees, the health cover and the shipping, sit in our guide to moving to Thailand.

Common questions

What fees apply when buying property in Thailand?

The main ones are the transfer fee on a freehold purchase, the lease registration fee on a long leasehold, the annual maintenance (common-area) fee, and a one-time sinking fund on new developments. Depending on the seller and how long they have owned, other transaction taxes can also apply. These figures applied as of 2024; confirm the current position before budgeting.

What is the transfer fee in Thailand?

On a freehold purchase, the transfer fee has commonly been about 2% of the property's official appraised value, paid at the Department of Lands on the day ownership transfers, and often split between buyer and seller. The government periodically introduces temporary reductions: the measure running from 1 July 2026 to 30 June 2027 cuts the fee to 0.01%, but only for Thai nationals buying a home priced at or below THB 7 million, so foreign and luxury buyers pay the standard rate. Confirm the current rate for your purchase.

What is the lease registration fee?

Leases of up to three years do not require registration to be enforceable in court. Leases over three years (registrable up to 30 years) must be registered at the Land Office, and the registration fee has commonly been about 1.1% of the total rental over the lease term, typically shared equally between lessor and lessee.

What is a sinking fund?

A one-time payment made when buying a new property from a developer, set aside for future repairs and maintenance of common areas. The amount varies by project and is usually based on the size of the unit.

What are maintenance or CAM fees?

Recurring common-area maintenance fees that cover staffing, security, cleaning, and the upkeep of shared facilities such as gyms, pools, and gardens. On a new development the first year is usually paid upfront; on a resale, the buyer typically pays a proportional amount for the remaining months of the year.

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The Embark Quarterly publishes considered writing on Bangkok's central residential market four times a year. No marketing, no sales.

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